New "Beat the Dealer" Finance System

Don't get car dealership finance without getting a pre-approval from autobuddy

100% free service & no obligations

Won't affect your credit score

Dealer Finance

Car Loan Broker

  • May offer lower interest rates than car loans

  • Low interest rates may only be available for specific makes and models

  • Commission for the car salesman may push rates up

Interest Rates

Long Term

  • Lenders offer various rates, which means you can choose the most competitive

  • Using your car as security lets you take advantage of lower rates

  • Typically three- to four-year terms

  • A balloon payment is usually payable at the end of the term

  • Early repayment costs may apply

  • Choose rates between one and seven years

  • Early repayment costs differ between lenders

How to Get the Right Car Loan For You?

  • No need to shop around for better offers

  • Balloon payment can help lower your regular repayments

  • Gives you leverage to negotiate the sale price

  • A range of competitive car loans are available

  • Your repayments will see your car loan repaid in full at the end of the term

  • You can choose your lender and your loan

Benefits

Drawbacks

  • You need good credit to be eligible

  • It's usually only available to new vehicles

  • Balloon payments can be large and it can be difficult to save that money while repaying a loan

  • Higher interest rates may apply to certain types of loans

  • Upfront and ongoing fees may apply

Lending Partners

How should you finance your next car?

What People Are Saying About AutoBuddy

           Speak to a friendly car finance advisor. 

Why?

Access to more lending options

Can advise the best loan type (Novated, Chattel, Personal Loan) 

Won't affect your credit score

100% free service to you

No obligations

Take the 30 Second Quiz to See If You're Eligible

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Rate Disclosure* Leading rate as of 1st of January 2021 is 2.85%PA. The interest rate is determined with reference to the age of the vehicle/equipment and the credit assessment. Interest rate loading may be applied. Establishment fees of $350. Different terms, origination, account keeping fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice.

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